Vehicle Loans

Boats, Personal Watercraft, ATVs & Snowmobiles

New and Used Boat Loans
Shopping for a boat is fun! However, looking for affordable loan options can be overwhelming. When you are ready to finance that new or used boat, Advantage One Credit Union is here to help. With flexible financing options, great loan rates and manageable repayment term, Advantage One is your trusted source for boat loan financing. Apply online or through our 24/7 Loan Hotline at 734-676-7000.

We offer:

  • Competitive rates
  • Apply Now Repayment terms to 180 months
  • Financing for new or used boats*
  • Get preapproved before you buy

Boat Loan Rates
Effective Date: Wednesday, February 21st, 2018
Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle.
TermAnnual Percentage Yield
2017 & 2018 Models  
1 to 36 Months 4.74%
37 to 180 Months 6.04%
2016 & Older Models  
1 to 36 Months 5.74%
37 to 180 Months 7.04%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate

*Appraisal or survey may be required.

New Personal Watercraft, ATV & Snowmobile Loans
Look no further than Advantange One when searching for personal watercraft, ATV, off-road cycles, or snowmobile loans. With flexible financing options we will help find an interest rate, term and payment that works for you.

We offer:

  • Competitive rates
  • Flexible terms to 60 months*
  • Hassle-free application process

Apply online or through our 24/7 Loan Hotline at 734-676-7000.


Personal Watercraft, Snowmobiles & ATVs (2015 and Newer)
Effective Date: Wednesday, February 21st, 2018
Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle.
TermAnnual Percentage Rate
2016 or Newer, Maximum Term of 60 Months 6.74%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate.

*Appraisal or survey may be required.
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