Vehicle Loans

Boats, Personal Watercraft, ATVs & Snowmobiles

New and Used Boat Loans
Shopping for a boat is fun! However, looking for affordable loan options can be overwhelming. When you are ready to finance that new or used boat, Advantage One Credit Union is here to help. With flexible financing options, great loan rates and manageable repayment terms, Advantage One is your trusted source for boat loan financing. Apply online or through our 24/7 Loan Hotline at 734-676-7000.

We offer:

  • Competitive rates
  • Apply NowRepayment terms to 180 months
  • Financing for new or used boats*
  • Get preapproved before you buy

Boat, Motor Home & RV Loan Rates
Effective Date: Tuesday, November 20th, 2018
Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle.
TermAnnual Percentage Rate
2008 - 2018
60 Months 4.49%
84 Months (minimum loan amount $10,000) 4.74%
120 Months (minimum loan amount $20,000) 5.49%
144 Months (minimum loan amount $25,000) 5.74%
180 Months (minimum loan amount $35,000) 5.99%
2007 & Older
60 Months (minimum loan amount $10,000) 4.99%
84 Months (minimum loan amount $10,000) 5.24%
120 Months (minimum loan amount $20,000) 5.99%
180 Months (minimum loan amount $35,000) 6.24%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. Maximum 0.25% discount available with purchase of GAP insurance, Mechanical Repair Coverage, Credit Life Insurance or Credit Disability Insurance.

*Appraisal or survey may be required.

New Personal Watercraft, ATV & Snowmobile Loans
Look no further than Advantage One when searching for personal watercraft, ATV, off-road cycles, or snowmobile loans. With flexible financing options we will help find an interest rate, term and payment that works for you.

We offer:

  • Competitive rates
  • Flexible terms to 72 months*
  • Hassle-free application process

Apply online or through our 24/7 Loan Hotline at 734-676-7000.


Personal Watercraft, Snowmobiles & ATVs
Effective Date: Tuesday, November 20th, 2018
Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle.
TermAnnual Percentage Rate
2014 - 2018
36 Months 4.24%
48 Months 4.49%
60 Months 4.74%
72 Months (minimum loan amount $25,000) 5.24%
2013 & Older
36 Months 6.24%
48 Months 6.49%
60 Months 6.74%
72 Months (minimum loan amount $25,000) 7.24%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. Maximum 0.25% discount available with purchase of GAP insurance, Mechanical Repair Coverage, Credit Life Insurance or Credit Disability Insurance.

*Appraisal or survey may be required.
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