Personal Loans

Consolidation Loans

Pay off high interest rate credit cards or personal loans with a Debt Consolidation Loan featuring a low interest rate and one manageable monthly payment. A Debt Consolidation Loan is an unsecured loan similar to a Signature Loan and does not require any collateral like an auto loan or mortgage loan. Apply over the phone or in branch today!


  • Great rates, so you save interest over credit cards
  • One predictable monthly payment makes budgeting easier
  • Terms of 49 to 60 months fit any budget

Personal Loan Rates
Effective Date: Wednesday, July 18th, 2018
NameTermAnnual Percentage Rate
Secured Maximum of 60 months 6.24%
Share Secured Maximum of 48 months + 3.00%*
Personal Line of Credit Open End, $1,000 to $10,000 10.00%
Signature 1-48 months 7.99%
  49 to 60 months 9.49%
Overdraft Line-of-Credit Revolving 14.00%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.
*Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.

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