Insurance Programs

Depreciation Protection Waiver - stop depreciation in its tracks!

What is a Depreciation Protection Waiver (DPW)?

DPW is an innovative product aimed at those who put money down or have equity in a vehicle and want more protection than what GAP offers. DPW kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle. The waiver benefit is equal to the difference between your vehicle's MSRP or retail value at the time of DPW purchase, less the amount of your loan balance at the time of loss. In addition, DPW also includes an accidental death benefit of up to $1,000.

  • Peace of mind
  • Protects equity, trade value & down payment
  • No mileage, make or year restrictions
  • Maximum benefit of up to $10,000*
  • 100% refundable for first 60 days
  • Life of loan protection
  • Accidental death benefit

Contact us for more details today!


Maximum Waiver Benefit can vary depending on level of protection selected and-or offered. Please reference teh waiver addendum for specifics regarding maximum waiver amounts.
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