IRAs

IRA Certificates
IRA Savings Traditional Roth

Traditional & Roth IRA Share Certificates

Save for retirement and qualified members can save on taxes today in a credit union IRA. Make your entire contribution into an IRA account or make deposits throughout the year. Dividends are paid and compounded quarterly. Advantage One offers both the Traditional and Roth IRA Share Certificate options.


Traditional & Roth IRA Share Certificate Rates
Effective Date: Monday, September 24th, 2018
$1,000 minimum deposit
TermDividend RateAnnual Percentage Yield
1 year 1.00% 1.00%
2 years 1.59% 1.60%
3 years 2.18% 2.20%
4 years 1.74% 1.75%
5 years 1.59% 1.60%
Dividends are paid and compounded quarterly on all certificate accounts. Regular share certificates minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. eCount certificate minimum starting balance of $500.00. Must maintain a minimum balance of $500.00 to obtain the disclosed annual percentage yield. Kids and Teen club certificates minimum starting balance $50.00. Must maintain a minimum balance of $50.00 to obtain the disclosed annual percentage yield. Terms and conditions may differ for specials. A penalty may be imposed for withdrawals before maturity. The penalty we may impose will equal 90 days of accrued dividends. Click the "Disclosures" link on bottom of the page for complete terms and conditions on all accounts.

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