Personal Line of Credit
A Personal Line of Credit gives you the flexibility to borrow as much or as little as you need, up to your available credit line, anytime you need it. As you pay back the balance, your line is there for you to use again, making it a convenient way to pay for major expenses or handle those little unexpected financial emergencies.Apply Online!
- Low monthly payments of 3% of your balance ($20 minimum)
- Loan amounts up to $10,000
- Interest paid only on the funds borrowed
- Access funds online, over the phone,
or by visiting a branch
- No annual fees
- No collateral required
|Personal Loan Rates|
|Effective Date: Wednesday, February 21st, 2018|
|Name||Term||Annual Percentage Rate|
|Secured||Maximum of 60 months||6.24%|
|Share Secured||Maximum of 48 months||+ 3.00%*|
|Personal Line of Credit||Open End, $1,000 to $10,000||10.00%|
|49 to 60 months||9.49%|
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.
*Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.