Personal Loans

Personal Line of Credit

A Personal Line of Credit gives you the flexibility to borrow as much or as little as you need, up to your available credit line, anytime you need it. As you pay back the balance, your line is there for you to use again, making it a convenient way to pay for major expenses or handle those little unexpected financial emergencies.Apply Online!

Benefits:

  • Low monthly payments of 3% of your balance ($20 minimum)
  • Loan amounts up to $10,000
  • Interest paid only on the funds borrowed
  • Apply NowAccess funds online, over the phone,
    or by visiting a branch
  • No annual fees
  • No collateral required

Personal Loan Rates
Effective Date: Wednesday, July 18th, 2018
NameTermAnnual Percentage Rate
Secured Maximum of 60 months 6.24%
Share Secured Maximum of 48 months + 3.00%*
Personal Line of Credit Open End, $1,000 to $10,000 10.00%
Signature 1-48 months 7.99%
  49 to 60 months 9.49%
Overdraft Line-of-Credit Revolving 14.00%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.
*Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.

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