Overdraft Line-of-Credit 

We understand that you get busy and unexpected things happen. That is why Advantage One offers a convenient way to protect yourself against non-sufficient funds (NSF) charges on your Checking account. Funds are automatically transferred to your checking account to cover your withdrawal, and you only make payments when you have drawn on your loan.

An Overdraft Line of Credit gives you automatic protection when you need it:

  • No transfer fee
  • Apply NowNo per-transaction fee
  • Overdraft protection up to $5000
  • Eliminates the embarrassment of a ”bounced check”
  • Helps minimize negative effects to your credit history

If you never use it, it doesn’t cost you anything! But if you need it, the finance charge is minimal compared to the expense and hassle of dealing with a returned check. Apply online today!


Lines of Credit
Effective Date: Wednesday, December 12th, 2018
NameTermAnnual Percentage Rate
Personal Line of Credit Open End, $1,000 to $10,000 10.00%
Overdraft Line-of-Credit Revolving 14.00%
Quoted loan rates are the lowest rates available. For personal lines of credit, your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.

Go to main navigation