We understand that you get busy and unexpected things happen. That is why Advantage One offers a convenient way to protect yourself against non-sufficient funds (NSF) charges on your Checking account. Funds are automatically transferred to your checking account to cover your withdrawal, and you only make payments when you have drawn on your loan.
An Overdraft Line of Credit gives you automatic protection when you need it:
- No transfer fee
- No per-transaction fee
- Overdraft protection up to $5000
- Eliminates the embarrassment of a ”bounced check”
- Helps minimize negative effects to your credit history
If you never use it, it doesn’t cost you anything! But if you need it, the finance charge is minimal compared to the expense and hassle of dealing with a returned check. Apply online today!
|Personal Loan Rates|
|Effective Date: Wednesday, July 18th, 2018|
|Name||Term||Annual Percentage Rate|
|Secured||Maximum of 60 months||6.24%|
|Share Secured||Maximum of 48 months||+ 3.00%*|
|Personal Line of Credit||Open End, $1,000 to $10,000||10.00%|
|49 to 60 months||9.49%|
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.
*Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.