Credit Cards

Visa Platinum Rewards
Secured Visa Premium Perks SpenzaPay

Visa®  Platinum Rewards  - Earn Rewards with Every Purchase

Advantage One has the credit card to make purchasing simple and convenient.  Plus, earn one point for every dollar you spend with our Premium Perks Rewards program.  Premium Perks points can be redeemed for travel, gift cards, merchandise, downloads and much more.  

We Offer:

  • Low Fixed-Rate
  • 0.99% APR* Intro Rate for six billing cycles -AOCU Platinum Rewards Visa card
    after that, rate adjusts to 10.98% to 24.98% APR*
  • Chip-enabled technology for greater fraud protection
  • Earn 1,000 bonus points with new card usage
  • Review and redeem Premium Perks Rewards online 
  • Use EZCard to manage card activity online 
  • Added security for online shopping with Verified by Visa
  • Use Visa Checkout, the easier way to pay online 

Apply NowAnd, our Visa Platinum Rewards credit card has no annual and no balance transfer fees. So why pay higher rates and fees with other credit card programs? Apply for a Visa Card Today!

Effective Date: Tuesday, September 17th, 2019
NameAnnual Percentage Rate
Visa Platinum Rewards
As low as 10.98%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The annual percentage rate may vary after the account is opened.

* APR is Annual Percentage Rate. The current promotional APR is a 0.99% introductory rate on purchases for the first six (6) billing cycles. On the seventh billing cycle, the 0.99% intro APR will adjust to the standard purchase APR on your account. The Visa Platinum APR ranges from 10.98% to 24.98%. Your precise rate is based on your credit worthiness. All loans are subject to approval and member must be in good standing.


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