Deposit Accounts

eCount

We designed the eCount specifically for members 18 to 24 years old. We know that you're on the move and live on your mobile devices. That's why the eCount features full online access to your account across multiple platforms.

The eCount features:

  • Free* account access via MyBranch online banking, mobile banking, or our free app for iPhone and Android devices.
  • Free Text & Phone banking
  • eCount Blog - Our blog features posts on a variety of current topics, not just financial information. Want to know what current cars are best suited for college students, or the best way to save while paying down student loans? Check out the eCount blog!
  • Discounts on cars, computers, phones and more!
  • Reduced minimum deposits for Money Market accounts and Certificates of Deposit.
*AOCU does not charge a fee for this service, however, third party data and/or text messaging rates may apply.

Savings Account Rates
Effective Date: Wednesday, February 21st, 2018
NameDividend RateAnnual Percentage Yield
Primary Savings 0.10% 0.10%
Secondary Savings 0.10% 0.10%
M3 Money Club 0.10% 0.10%
Elements of Money 0.10% 0.10%
eCount Savings 0.10% 0.10%
IRA Savings 0.30% 0.30%
Dividends are paid and compounded quarterly on all savings accounts. Rate may change after the account is opened. APY is accurate as of the above effective date. Fees may reduce earnings. Must maintain a minimum average daily balance of $50.00 in your share savings account to obtain the disclosed annual percentage yield.
eCount Money Market
Effective Date: Wednesday, February 21st, 2018
BalanceDividend RateAnnual Percentage Yield
Minimum deposit of $1,000.00 to open.
$1,000 to $19,999.99 0.10% 0.10%
$20,000 to $44,999.99 0.15% 0.15%
$45,000 to $69,999.99 0.20% 0.20%
$70,000 to $94,999.99 0.25% 0.25%
$95,000+ 0.30% 0.30%
Dividends are paid and compounded monthly. eCount members must maintain a minimum balance of $1,000 to obtain disclosed annual percentage yield. Withdrawals limited to four per calendar month. Withdrawals in excess of four per month will be charged a $25.00 excess withdrawal fee. No withdrawal minimum. Fees may reduce earnings.
eCount Certificates of Deposit
Effective Date: Wednesday, February 21st, 2018
TermDividend RateAnnual Percentage Yield
Minimum $500.00 deposit to open
6 Month 0.25% 0.25%
1 Year 0.50% 0.50%
Dividends are paid and compounded quarterly on all certificate accounts. eCount certificate minimum starting balance of $500.00. Must maintain a minimum balance of $500.00 to obtain the disclosed annual percentage yield. Terms and conditions may differ for specials. Fees may reduce earnings.

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