M3 Money Club

Violet & CashMembers 12 and under can join our M3 Money Club. This account has been specially designed to meet the needs of young members with a fee-free, interest-earning savings account. Your child learns about financial responsibility with Cash & Violet and has fun at the same time! Check out the features below!

Special account features include:

  • Savings Account - Open your account with a $5.00 deposit to participate in services and become a member.
  • Coloring Contests - Each of our three branches chooses a Coloring Contest winner each quarter! Color and enter to win a $10 gift card. Best of all, you'll get your picture framed in the Art Gallery! Get your sheets here!
  • M3 Site - A fun place to learn about money and saving, it's loaded with great articles, activities and games!*
  • Youth Share Certificates - Get a better interest rate and start with just a few dollars. Add more funds at any time.

Savings Account Rates
Effective Date: Tuesday, September 17th, 2019
NameDividend RateAnnual Percentage Yield
Primary Savings 0.10% 0.10%
Secondary Savings 0.10% 0.10%
M3 Money Club 0.10% 0.10%
Elements of Money 0.10% 0.10%
eCount Savings 0.10% 0.10%
IRA Savings 0.30% 0.30%
Dividends are paid and compounded quarterly on all savings accounts. Rate may change after the account is opened. APY is accurate as of the above effective date. Fees may reduce earnings. Must maintain a minimum average daily balance of $50.00 in your share savings account to obtain the disclosed annual percentage yield.

Youth Certificates
Effective Date: Tuesday, September 17th, 2019
TermDividend RateAnnual Percentage Yield
6 months 0.25% 0.25%
1 Year 0.50% 0.50%
Dividends are paid and compounded quarterly on all certificate accounts. Youth certificates minimum starting balance $50.00. Must maintain a minimum balance of $50.00 to obtain the disclosed annual percentage yield. Terms and conditions may differ for specials.

M3 Brochure




*The credit union does not collect, retain, or have any interest in any other linked site that collects or retains information from children under the age of 12. There are no account fees for M3 Money Club (M3) members. Plus, you can watch your savings grow as we pay you dividends on the balance in your account. To open an M3 account, we require that an adult of at least 18 years of age be joint. We also require that the child and adult provide a copy of their social security card. The adult must also provide a copy of a valid photo ID. Please contact us directly if you have any questions
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