Two people around a laptop get excited to earn bonus points!



Transfer, save and earn up to 10,000 bonus points!

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Transfer your high interest credit card debt to our low interest credit card. 


Enjoy a six month introductory rate of 0.99% APR1. After six billing cycles, your fixed rate will range from 10.98% APR1 - 24.98% APR1
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For a limited time, earn one point for each dollar you transfer, up to 10,000 points.2

Transfer, save and earn!

Are you currently an AOCU Visa cardholder? Get started with our secure online balance transfer application!
Not a current Visa cardholder? The benefits of our credit cards include:
  • Low 6-Month Introductory Rate
  • Competitive Fixed Rate
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Annual Fee
  • Chip Enabled for Extra Security
  • Rewards for Travel, Gift Cards & More
  • Apply Today!
1APR = Annual Percentage Rate. Account must be open and current to qualify. Introductory APR of 0.99% applies for the first six (6) statement billing cycles following the acceptance of the qualifying Balance Transfer request. After six statement cycles, you will be charged your current APR for any remaining balances. Current APR is a fixed rate (10.98%-24.98%) and based on your account agreement with the credit union. Balance Transfers may be made up to your available credit limit. Available credit limit is the credit limit on your credit card account less any outstanding balances and interest charges. Please continue to make your minimum required payment until the requested transfer payment appears on the account’s billing statement. This offer may not be combined with any other offers and transferring balances from existing loans at AOCU does not qualify. Offer subject to approval and may end at any time. 
2Minimum transfer amount to earn points is $1,000 (1,000 Points). Maximum transfer amount is $10,000 (10,000 Points). Bonus points promotion ends March 31, 2020.