Certificates

It's never too early to invest in your education, retirement, or just a rainy day. With terms ranging from six months to 60 months, our Share Certificates are an excellent way to save your money and earn an aggressive yet safe return! Certificates also make excellent collateral on a personal loan and help keep your loan rates down as well!

Use our handy Savings Calculator to see how much your money will grow at current rates!

  • Flexible terms
  • Competitive fixed rates
  • Dividends compounded quarterly
  • Federally Insured by the National Credit Union Association (NCUA)
  • Automatic renewal options

We also offer youth certificates for our youth account members and can be opened with as little as $50.00 and additional contributions of $25 or more can be added at any time. For more information contact the credit union at 734.676.7000.


Share Certificate Rates
Effective Date: Thursday, August 16th, 2018
$1,000 minimum deposit
TermDividend RateAnnual Percentage Yield
6 month 0.75% 0.75%
1 year 1.00% 1.00%
2 years 1.59% 1.60%
3 years 2.18% 2.20%
4 years 1.74% 1.75%
5 years 1.59% 1.60%
18 month special-
new money only
1.99% 2.00%
Dividends are paid and compounded quarterly on all certificate accounts. Share certificate minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Annual Percentage Yield is accurate as of Effective Date stated above. Fees may reduce earnings. Terms and conditions may differ for specials.

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