Home Equity

Home Equity Loans

Everyone can use a little extra cash at one time or another. Whether you are planning some simple renovations, building an addition to your home, or need help paying for other major expenses, a Home Equity Loan may be the answer.

  • Fixed rate, term, and monthly payments 
  • Apply NowNo closing costs, application or annual fees
  • No pre-payment penalties
  • Borrow up to 80% of your home's appraised value*
  • Repayment terms of 10 or 15 years

By using the available equity in your home as collateral, a Home Equity Loan can be an affordable way to get the funds you need. Plus, Advantage One offers no closing costs, application or annual fees. Apply Today!

*Borrow up to 80% of your home's appraised value (less mortgage & liens). Minimum loan amount of $5,000. 

Closed End Home Equity Loans
Effective Date: Monday, September 24th, 2018
NameTermAnnual Percentage Rate
Closed End 10 Year Loan 10 Year 6.25%
Closed End 15 Year Loan 15 Year 6.75%
Quoted Closed End Home Equity Loan rates are the lowest available. Your final loan rate is based upon credit worthiness, original loan amount, and loan-to-value and may be higher than the quoted rates. Retain a copy of the preliminary disclosures. The credit union will receive a security interest in the dwelling.

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