Hold on tight for refi savings!
Everyone loves saving money! If you've financed a vehicle outside of AOCU, we may be able to save you hundreds of dollars over the course of your loan! Plus, when you set up your loan with auto pay, you could earn 1% cash back.¹
Refinance With Us & Enjoy:
Up to $500 Cash Back¹
Rates as low as 4.74% APR²
No Payment for up to 45 Days²
Easy Online Application
Flexible Repayment Terms
If you’d prefer to apply in person, schedule your appointment online.
1To be eligible to receive 1% Cash Back, the auto loan refinance must be from an external financial institution (Not AOCU), must be for $10,000 or more, and payments set up with Auto Pay. Maximum cash back is $500. Final rate based on creditworthiness and consumer credit scoring. Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle. This offer cannot be combined with any other offers and may end early without notice. Loans must close by 10/31/2025 to qualify.
2APR = Annual Percentage Rate. Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates, terms, and conditions are subject to change.
Loan Payment Example: For a $25,000 loan for a term of 84 months with a 6.99% APR, the monthly payment will be $384.57. You’d also receive $250 cash back.