HOME EQUITY LINES OF CREDIT BY ADVANTAGE ONE
After you've built up some equity, your house can be the key to getting a low-cost loan that allows you to do all sorts of things that make a big difference in your life.
Home Equity Loans
Everyone can use a little - or a lot of - extra cash at one time or another. You can use these funds for anything you want, including remodeling your home, buying furnishings, paying college tuition or consolidating higher-interest debt.
- Lump sum loan with fixed rate, term, and monthly payments
- No closing costs, application or annual fees
- No pre-payment penalties
- Borrow up to 80% of your home's appraised value1
- Current Members - Apply within Online Banking
- Non Members - Apply Now
If you would prefer to apply in person, schedule your appointment online.
Home Equity Line of Credit
It can be reassuring to know you have extra funds available whenever you need them, for any reason at all. You can draw on this credit line any time you want to pay for special occasions, make a big-ticket purchase or cover unexpected expenses.
- Access funds through Online Banking or at an Advantage One branch
- Individual loan rate tied to the Prime Rate, your credit worthiness and consumer credit scoring
- Line-of-credit up to 80% of the appraised value of your home (less mortgage and liens)1
- Tap into the money for 10 years, and then you have 10 years to repay what you owe
- Payments based on as little as 1.35% of your outstanding balance as of your last advance
- Current Members - Apply within Online Banking
- Non Members - Apply Today
If you would prefer to apply in person, schedule your appointment online.
1Borrow up to 80% of your home's appraised value (less mortgage & liens). All loans are subject to approval. Rates, terms, and conditions are subject to change.
FEES AND CHARGES: If you disagree with Advantage One’s assessment of your home value, you may elect to get an addition appraisal to determine the value of your home, you will be responsible for the cost of this appraisal. A typical cost of an appraisal is estimated at $500.
FEES AND CHARGES: If you disagree with Advantage One’s assessment of your home value, you may elect to get an addition appraisal to determine the value of your home, you will be responsible for the cost of this appraisal. A typical cost of an appraisal is estimated at $500.
