Check My Rate

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Check My Rate

Apply for loan pre-qualification without hurting your credit score.

See what you qualify for in minutes!

Take a peek to see if you qualify for an Advantage One Visa® credit card, auto loan or personal loan without impacting your credit score. See loan offers, picked just for you! It's easy, you simply enter your date of birth and cell phone number, and Advantage One will do a soft pull of your credit score. After we verify your identity, you'll have your personalized offers in minutes. Choose one, and we'll take care of the rest! It's that easy! 

Will this affect my credit score?

No, you are authorizing Advantage One Credit Union to obtain a soft pull of your credit report. This will not affect your credit score. Advantage One Credit Union will use this credit report to authenticate your identity and match you with our best offers.

Does pre-qualifying guarantee a loan?

No. Being pre-qualified for a loan simply lets you see if you’re a good candidate for a loan product without putting in a formal application. However, once you formally apply for a loan, you may no longer qualify due to information that was revealed during the hard credit check.

How much will I get approved for?

That depends on a few factors, including the loan amounts and term you are requesting. Check our rate page to see potential terms, and minimum and maximum loan amount. The offered loan amount will also depend on your eligibility as a borrower, including your income.
Offer Details: This program uses a soft pull of credit to determine your offer and won’t affect your credit score. If you choose to take advantage of the offer presented, your full credit will be pulled at that time. All loans are subject to Advantage One Credit Union lending policies. Offers, rates, and terms are subject to change. This offer is for single credit only and is not a joint credit offer. Must be 18 years of age or older to qualify for loan and meet income requirements. Loan amount is based on verification of employment and income. Under certain circumstances, for example, if we cannot verify your income, or if any accounts are past due, over limit or if other underwriting criteria are not met, we may not be able to open a loan account for you in which case you will be notified. Applying for this offer is not a guarantee to lend. For this offer, we are using KNOCK KNOCK technology from Rate Reset, a trusted business partner. Advantage One Credit Union does not sell member information. See our Privacy Policy for details.
Non-Members: Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must qualify for membership with Advantage One Credit Union and become a member to participate. Membership requires a savings account with a $5.00 minimum balance requirement.