Get Prequalified for a Loan with AOCU!
See if you qualify for an Advantage One Visa® credit card, auto loan or personal loan without impacting your credit score. See loan offers, picked just for you! It's easy, you simply enter your date of birth and cell phone number, and Advantage One will do a soft pull of your credit score. After we verify your identity, you'll have your personalized offers in minutes. Choose one, and we'll take care of the rest! It's that easy!
Will this affect my credit score?
No, you are authorizing Advantage One Credit Union to obtain a soft pull of your credit report. This will not affect your credit score. Advantage One Credit Union will use this credit report to authenticate your identity and match you with our best offers.
Does pre-qualifying guarantee a loan?
No. Being pre-qualified for a loan simply lets you see if you’re a good candidate for a loan product without putting in a formal application. However, once you formally apply for a loan, you may no longer qualify due to information that was revealed during the hard credit check.
How much will I get approved for?
That depends on a few factors, including the loan amounts and term you are requesting. Check our rate page to see potential terms, and minimum and maximum loan amount. The offered loan amount will also depend on your eligibility as a borrower, including your income.
Non-Members: Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must qualify for membership with Advantage One Credit Union and become a member to participate. Membership requires a savings account with a $5.00 minimum balance requirement.
View our privacy statement