Cozy Up To More Possibilities

There's nothing like gathering around a warm fire on a chilly day. Cozy up to AOCU's flexible financing and enjoy the things that matter most this season. From travel and indoor remodeling to shopping and everyday expenses, we’d love to help. Apply today to take advantage of this offer before it expires on January 31, 2027.



Cozy Up Loan Details

  • Apply to Borrow $3,000 to $10,000

  • Term up to 60 Months

  • Rate Discount of 1.00% APR¹ Off Your Rate

  • No payment for up to 60 days²


If you’d prefer to apply in person, schedule an appointment online.

1APR=Annual Percentage Rate. Not valid on existing AOCU loans. This offer may not be combined with any other offer. Loan approval is based on credit worthiness and consumer credit scoring. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. All loans subject to Advantage One Credit Union lending policies. Cozy Up Loan is valid from October 26, 2025 through January 31, 2027 (with loans closing by January 31, 2027 to be eligible).

2Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options.

Payment Example: For a $10,000 loan for a term of 60 Months with a 9.49% Annual Percentage Rate, the monthly payment will be $209.97.


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