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Become a Member

It's time to do your finances a big favor

we help you achieve your financial goals.

Why would you want to join Advantage One Credit Union? That's easy. Because we're a not-for-profit financial cooperative, we charge lower fees and have lower loan rates than most big banks. And maybe best of all, we're committed to improving the financial security of everyone who walks through our doors, as we offer everything from friendly personal service to free financial education.

Can you join Advantage One? Under our charter, we are permitted to serve the entire state of Michigan. If you work, worship, or attend school in Michigan, you're eligible. Membership is also open to immediate family members of existing AOCU account holders. This also includes stepchildren, stepparents, step siblings, and adopted children.

Do you qualify? If so, you can open your account online, call us at 734-676-7000, or text us.

Our History

Advantage One Credit Union has served the Downriver community since 1952. Our commitment to provide superior member service and quality products and services has remained our prime focus throughout our growth.

1952: On January 24, 1952 the credit union's charter was approved as the McLouth Employees Federal Credit Union, serving employees of McLouth Steel Corporation.

1982: The credit union's name was changed to Southgate Community Federal Credit Union and the field of membership was expanded to serve the families living or working in Southgate.

1991: The city of Riverview was added to our field of membership.

1993: The Riverview office was opened in 1993 to better serve members across our expanding field of membership.

2001: The field of membership was expanded to include 15 Downriver communities. To better reflect our new, broader field of membership, we changed our name to Advantage One Federal Credit Union.

2003: The Brownstown branch was opened on September 17, 2003. The branch was built to act as the new headquarters to house the growing support staff and to offer better convenience to our newly expanded field of membership.

2007: The field of membership was expanded to include the communities of Taylor, Huron Township and Romulus.

2016: The membership voted to move from a Federal charter to a State charter, change our name to Advantage One Credit Union, and open services to all of southeast Michigan.

Advantage One CU is a credit union serving members in Michigan and across the country.

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