Rake in the Savings
Fall into savings with our Consumer Loan Special. For a limited time, you could receive up to 0.50% APR¹ off your Personal, Auto, Motorcycle or Recreational Loan rate.
Advantage Checking
Open up an Advantage Checking, and watch your earnings roll in! You could potentially earn 5.00% APY² on balances up to $10,000. Plus, you'll save 0.25% APR¹ off your consumer loan rate. It's a win-win situation!
Same Benefits as Basic Checking
No Monthly Fees or Minimum Balances
Loan Insurance
Life happens. Whether it’s an unexpected job loss, illness, or injury, loan insurance helps safeguard your credit and your peace of mind. It’s a smart way to ensure your payments are covered when you need it most—so your financial goals stay on track.
Lower Your Rate with 0.25% APR¹ Discount
Protect Your Credit During Life’s Unexpected Events
Enjoy Peace of Mind Knowing Your Loan is Covered
Get started today!
Apply for one of the following loans:
1APR = Annual Percentage Rate. New loans only. Loan must be for $10,000 or higher. Rates, terms, and conditions are subject to change. Open an Advantage Checking to receive rate discount of 0.25% APR off of your consumer loan. Purchase a loan insurance product (GAP insurance, Mechanical Repair Coverage, Depreciation Protection Waiver or Debt Protection) for 0.25% APR off of your consumer loan. Total rate discount maximum is 0.50% APR off of your loan rate. All loans are subject to approval. This offer ends October 31, 2025.
2APY = Annual Percentage Yield. Advantage One Credit Union limits the Advantage Checking product to one account per member social security number. To earn the advertised dividend for your Advantage Checking account, you must have: at least 18 Point-Of-Sale debit card transactions of $5 or more posted in a calendar month, $700 or more in electronic deposits (ACH or Mobile Deposit) posted in a calendar month, and be enrolled in eStatements. Balances over $10,000 will have tiered rates as follows: $10,000.01 = 0.30% APY, $25,000.01 = 0.40%, $100,000.01 = 0.50% APY. If you don't meet the qualifications for the advertised dividend, you will not be eligible to earn dividends for that month. Rates and terms are subject to change without notice. Dividends are paid on average daily balance, at the end of the month. No minimum balance to open the account or earn dividends. Fees may reduce earnings on the account. If the account is closed before dividends are credited, accrued dividends will not be paid. The annual percentage yield is accurate as of 08/01/2025.