It’s the perfect time to rake in the deals!
Fall into savings with a consumer loan with Advantage One. You could receive up to 0.50% APR¹ off your Personal, Auto, Motorcycle or Recreational Loan rate.
How to Receive the Rate Discount
Open an Advantage Checking - Get 0.25% APR¹ Off
Open up our Advantage Checking, and watch your earnings roll in! You could potentially earn 5.00% APY* on balances up to $10,000. Plus, you'll receive 0.25% off your consumer loan rate. It's a win-win situation!
Same Benefits as Basic Checking
No Monthly Fees or Minimum Balances
No Fee for Missing Qualifications
Every Month is a New Chance to Earn
Purchase a Loan Insurance Product - Get 0.25% APR¹ Off
Loan insurance offers peace of mind and financial protection. If unexpected events occur, loan insurance can help cover your payments, preventing added stress during difficult times. It’s an affordable way to safeguard your credit and protect your loved ones. Plus, you'll receive 0.25% APR¹ off your loan rate.
GAP Insurance
Mechanical Repair Coverage
Depreciation Protection Waiver
Debt Protection
Get started today!
Apply for one of the following loans:
1APR = Annual Percentage Rate. New loans only. All loans are subject to approval. Rates, terms, and conditions are subject to change. Open an Advantage checking to receive rate discount of 0.25% APR off of your consumer loan. Purchase a loan insurance product (GAP insurance, Mechanical Repair Coverage, Depreciation Protection Waiver or Debt Protection) for 0.25% APR off of your consumer loan. Total rate discount maximum is 0.50% APR off of your loan rate. All loans are subject to approval. This offer ends October 31, 2025
2APY = Annual Percentage Yield. Advantage One Credit Union limits the Advantage Checking product to one account per member social security number. To earn the advertised dividend for your Advantage Checking account, you must have: at least 18 Point-Of-Sale debit card transactions of $5 or more posted in a calendar month, $700 or more in electronic deposits (ACH or Mobile Deposit) posted in a calendar month, and be enrolled in eStatements. Balances over $10,000 will have tiered rates as follows: $10,000.01 = 0.30% APY, $25,000.01 = 0.40%, $100,000.01 = 0.50% APY. If you don't meet the qualifications for the advertised dividend, you will not be eligible to earn dividends for that month. Rates and terms are subject to change without notice. Dividends are paid on average daily balance, at the end of the month. No minimum balance to open the account or earn dividends. Fees may reduce earnings on the account. If the account is closed before dividends are credited, accrued dividends will not be paid. The annual percentage yield is accurate as of 08/01/2025.