Stress Less, Drive More
Soak up the sunshine and let your wallet breathe easy with our Auto Refi Special. Move your external auto loan to AOCU and enjoy cool savings all season long. You could save big with rate savings up to 0.50% and could earn up to $500 cash back!
Refinance With Us & Enjoy:
Up to $500 Cash Back¹
0.25% Rate Discount
Extra 0.25% Rate Discount with Add On Protection Products (GAP, MBP, Life/Disability, etc)
Rates as low as 3.74% APR² (with discounts)
No Payment for up to 90 Days²
Easy Online Application
Flexible Repayment Terms
If you’d prefer to apply in person, schedule your appointment online.
1To be eligible to receive 1% Cash Back, the auto loan refinance must be from an external financial institution (Not AOCU), must be for $10,000 or more. Maximum cash back is $500. Final rate based on creditworthiness and consumer credit scoring. Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle. This offer cannot be combined with any other offers and may end early without notice. Loans must close by 8/31/2026 to qualify.
2APR = Annual Percentage Rate. Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates, terms, and conditions are subject to change. No payments for 45 days with credit score 649 and below. No payments for 90 days when credit score is 650+.
Loan Payment Example: For a $25,000 loan for a term of 84 months with a 6.99% APR, the monthly payment will be $384.57. You’d also receive $250 cash back.