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Certificate, IRA & Money Market Rates

Save more for your future and theirs

Certificate, IRA & Money Market Account Rates 

Product

Dividend Rate

APY1

Certificates 2

6 Month 1.24% 1.25%
12 Month 1.24% 1.25%
24 Month 1.59%
1.60%
36 Month 2.18% 2.20%
48 Month 2.38% 2.40%
60 Month 1.99% 2.00%
18 Month Special 3 1.99% 2.00%
42 Month Special 3 2.53% 2.55%



Youth Certificates 4

6 Month Youth Certificate 1.24% 1.25%
12 month Youth Certificate 1.24% 1.25%



Traditional & Roth IRA Certificates 2

12 Month 1.24% 1.25%
24 Month 1.59% 1.60%
36 Month 2.18% 2.20%
48 Month 2.38% 2.40%
60 Month 1.99% 2.00%



Money Market Account 5

$1,500 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99
0.35% 0.35%
$50,000 - $74,999.99 0.40% 0.40%
$75,000 - $99,999.99 0.40% 0.40%
$100,000 + 0.55% 0.55%



1 APY = Annual Percentage Yield
 
2 Dividends are paid and compounded quarterly on all certificate accounts. Regular share certificates minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Fees may reduce earnings. Terms and conditions may differ for specials. A penalty may be imposed for withdrawals before maturity. The penalty we may impose will equal 90 days of accrued dividends. Click the "Disclosures" link on bottom of the page for complete terms and conditions on all accounts.
 
3 Dividends are paid and compounded quarterly on all certificate accounts. Regular share certificates minimum starting balance $1,000.00. Must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Fees may reduce earnings. Account funds may not originate from any current Advantage One deposit account. A penalty may be imposed for withdrawals before maturity. The penalty we may impose will equal 90 days of accrued dividends. Click the "Disclosures" link on bottom of the page for complete terms and conditions on all accounts. 
 
4 Dividends are paid and compounded quarterly on all certificate accounts. Youth certificates minimum starting balance $50.00. Must maintain a minimum balance of $50.00 to obtain the disclosed annual percentage yield. Terms and conditions may differ for specials.
 
5 Dividends are paid and compounded monthly. Must maintain a minimum balance of $1,500 to obtain the disclosed annual percentage yield. Withdrawals limited to four per calendar month. Withdrawals in excess of four per month will be charged a $25.00 excess withdrawal fee. No withdrawal minimum. Fees may reduce earnings.