Hi, we’re Advantage One!

The value of ‘people helping people’ has remained at our very core since 1952. We’re all about your personal choices, it's your money, your way. Not only are we known for helping the downriver community with their financial needs, we’re also known for our passion in supporting the communities we live in. We support local organizations such as Fish & Loaves, Penrickton Center for Blind Children, Taylor High School and many more.

In 2024, we spent over $75,000 supporting local communities. We currently have a branch locations in Brownstown and Southgate, and soon to be in Taylor.


Limited Time Bonus Offer:

  • Earn up to $500 Cash Back on an auto loan up to $50,000¹

  • Save an additional 0.50% on your auto loan when you open an Advantage Checking account in the first 90 days


1One percent cash back available for direct new or used auto loans or auto refinancing with balances below $50,000.01. Financing indirect auto loans or refinancing existing loans at Advantage One does not qualify. Loan must not be paid off for at least 90 days to qualify for 1% cash back offer. Maximum cash back $500. Final rate based on creditworthiness and consumer credit scoring. Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle. Loans must close by 4/30/2025 to qualify. This offer cannot be combined with any other offers and may end early without notice.

Loan Payment Example: For a $25,000 loan for a term of 84 months with a 6.99% APR, the monthly payment will be $384.57. You’d also receive $250 cash back.

Fish and Loaves Food Pantry

  • Recently raised money for a much-needed utility van

  • Regularly volunteer at their pantry

  • Provide free financial literary to their clients and volunteers

  • Participate in food drives

Penrickton Center for Blind Children

  • Participate in their Annual Frostbite Golf Outing

  • Volunteer at their facility 

  • Assist with Horse Day

The Information Center

  • Donate to their gala events

  • Participate in other charitable events 

  • Provide free financial literacy to their clients and staff

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Check My Rate

See what you qualify for in minutes!

Take a peek to see if you qualify for an Advantage One Visa® auto loan without impacting your credit score. It's easy, you simply enter your date of birth and cell phone number, and Advantage One will do a soft pull of your credit score. After we verify your identity, you'll have your personalized offers in minutes. Choose one, and we'll take care of the rest! It's that easy! 

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Charities Supported by AOCU

  • Fish & Loaves

  • First Step

  • Gilda's Club

  • Mimi's Mission

  • The Guidance Center

  • The Information Center

  • Downriver Foster Closet

  • Blessings in a Backpack

  • Penrickton Center for Blind Children

  • Woodhaven/Brownstown Education Foundation

  • Angela Hospice

  • Taylor School District - Special Olympics

  • Downriver YMCA

  • Children's Miracle Network

  • Pointe Mouillee Waterfowl Festival

  • Taylor Conservatory Foundation

  • Children with Hair Loss

  • Sleep in Heavenly Peace