Personal Loans

Signature Loans

A Signature Loan from Advantage One CU is a fixed-rate, fixed-term loan that offers a practical and economical way to finance major purchases, take a dream vacation, or consolidate high-interest debt. However you chose to use it, a Signature Loan puts cash in your pocket with no collateral and no down payment requirements.Apply online, over the phone or in branch


  • Low, fixed rate
  • Apply Now Loan term up to 48 months
  • Borrow from $1,000 to $30,000
    based upon creditworthiness
  • No collateral required

Personal Loan Rates
Effective Date: Monday, September 24th, 2018
NameTermAnnual Percentage Rate
Secured Maximum of 60 months 6.49%
Share Secured Maximum of 48 months + 3.00%*
Personal Line of Credit Open End, $1,000 to $10,000 10.00%
Signature 1-48 months 8.99%
  49 to 60 months 10.49%
Overdraft Line-of-Credit Revolving 14.00%
Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened.
*Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.

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