No negotiations needed. We make things easier.
A big engine. Smooth handling. Great gas mileage. Every driver focuses on something different when they go to buy a car, truck or SUV. But there's one feature that everyone wants: a low-cost loan that helps keep their monthly payments under control. At Advantage One, we combine very competitive rates with exceptional service, making us the perfect first stop on your next road trip.
- Low rates for new and used cars
- No payment for 60 days
- Financing for classic and collectible cars
- Get pre-approved for a loan before you head to the dealer
- Flexible repayment terms
- Determine your monthly payments with our auto loan payment calculator
- Current Members - Apply within Online Banking
- Non Members - Apply Today
If you would prefer to apply in person, schedule your appointment online.
Love your current ride, but ready to trade in your old loan? Bring your current high-rate auto loan from another financial institution to Advantage One and discover great money-saving opportunities with our auto refinancing program.
Exclusive Carvana Member Offer
Get $100 cash reward from Love My Credit Union Rewards when you buy a vehicle from Carvana. Carvana is the leading e-commerce platform for buying used cars and the fastest growing used auto retailer in the country. With Carvana you can:
- Browse certified inventory: low mileage, no reported accidents, 150-point inspection.
- Shop from home: buy online with delivery or pickup available as soon as the next day.
- Get more for less: save valuable time and money by shopping online.
- Buy with confidence: 7-day money back guarantee, 100-day warranty.
- Finance with ease: easily finance a Carvana purchase with a loan from Advantage One
Get pre-approved for your auto-loan today and start shopping over 20,000 vehicles with Carvana all from the comfort of home! Visit carvana.lovemycreditunion.org today!
Advantage One CU is a credit union serving members in Michigan and across the country.