A man and his dog sit in his hatchback vehicle, looking in the distance at the mountain scenery.

Auto

The road to your next ride starts right here

No negotiations needed. We make things easier.

A big engine. Smooth handling. Great gas mileage. Every driver focuses on something different when they go to buy a car, truck or SUV. But there's one feature that everyone wants: a low-cost loan that helps keep their monthly payments under control. At Advantage One, we combine very competitive rates with exceptional service, making us the perfect first stop on your next road trip.
 
  • Low rates for new and used cars
  • Financing for classic and collectible cars
  • Get pre-approved for a loan before you head to the dealer
  • Flexible repayment terms of up to 84 months
  • Determine your monthly payments with our auto loan payment calculator
  • Apply online 
 

Auto Refinancing

Love your current ride, but ready to trade in your old loan? Bring your current high-rate auto loan from another financial institution to Advantage One and discover great money-saving opportunities with our auto refinancing program.
 
 

Car Buying Made Simple

With Advantage One, you can shop for your next vehicle with confidence. The power of car buying is right at your fingertips! Experience it now online.
 
 
Advantage One CU is a credit union serving members in Michigan and across the country.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
A young boy joyfully holds the family dog.

JOIN AOCU

Because banking is better with us.
A toddler boy sitting on the floor plays with blocks while two men join him in play.

SAVINGS

Start building their future, today. 
A modern car on the street.

CAR SHOPPING 

Find your next new or used car.