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A big engine. Smooth handling. Great gas mileage. Every driver focuses on something different when they go to buy a car, truck or SUV. But there's one feature that everyone wants: a low-cost loan that helps keep their monthly payments under control. At Advantage One, we combine very competitive rates with exceptional service, making us the perfect first stop on your next road trip.
- Low rates for new and used cars
- No payment for up to 60 days1
- Financing for classic and collectible cars
- Apply for pre-approval before you head to the dealer
- Flexible repayment terms
- Determine your monthly payments with our auto loan payment calculator
- Current Members - Apply within Online Banking
- Non Members - Apply Today
If you would prefer to apply in person, schedule your appointment online.
1Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates terms, and conditions are subject to change.
Auto Refinancing
Love your current ride, but ready to trade in your old loan? Bring your current high-rate auto loan from another financial institution to Advantage One and discover great money-saving opportunities with our auto refinancing program.
First Time Car Buyer Program
Are you a car buying newbie? If so, Advantage One Credit Union can help! Our car buyer program is designed for those who have little to no credit history and are ready to purchase their first car. Many times we can even avoid the use of a co-signer. Our trained loan professionals will sit down with you and review the guidelines on how to build credit and the steps it takes to achieve an improved credit score.
- Current Members - Apply within Online Banking
- Non Members - Apply Today
If you would prefer to apply in person, schedule your appointment online.
Advantage One's First Time Car Buyer Program is available for first time car buyers 18 years of age and older, with little or no credit history, no credit delinquencies and no previous auto loan history on their credit report. Minimum of six months of continuous employment required. Final rate is based on creditworthiness and consumer credit scoring. This offer cannot be combined with any other offers. Other terms and conditions may apply. All loans are subject to approval. Rates terms, and conditions are subject to change.
Advantage One CU is a credit union serving members in Michigan and across the country.
