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Make good things happen with some extra money

Affordable loans can open up a world of possibilities

Maybe you just need some extra cash to cover some unexpected bills, pay for repairs or make a modest purchase. Or perhaps you're looking for a game-changer, a significant amount of money to upgrade your house, launch a business or put a son or daughter through college. No matter your needs, Advantage One has personal loan options that can make your life richer in all sorts of ways.

A good credit history and solid financial outlook can be your ticket to money for anything from a big-ticket purchase to a dream vacation. However you chose to use it, an Unsecured Loan puts cash in your pocket with no collateral or down payment requirements.

Sometimes we don't need funds in one big chunk, but in smaller portions spread over time. A line of credit gives you access to a pool of money you can tap into over a period of years for any reason at all. As you pay it back, the money can be used again on anything from major expenses to smaller financial emergencies.

  • Low monthly payments
  • Interest paid only on the funds borrowed
  • Access funds through Online Banking, over the phone or by visiting a branch
  • No annual fees and no collateral required
  • To get started, call 734-676-7000
Here's a smart choice if you're looking to build credit or make a purchase but don't want to dip into your savings. With a Share Secured Loan, you borrow against your Advantage One savings or Share Certificate balance, and receive a low-rate loan while still earning dividends on your deposits.

Pay off high-interest credit cards or personal loans with a loan featuring a lower interest rate and one manageable monthly payment. A Debt Consolidation Loan can come in the form of an unsecured, secured or home equity loan.

  • Save money compared to high rate credit cards
  • One predictable monthly payment makes budgeting easier
  • Flexible terms to fit many budgets
  • To get started, call 734-676-7000
We understand that you get busy and unexpected things happen. That is why Advantage One offers a convenient way to protect yourself against non-sufficient funds (NSF) charges on your Checking account. Funds are automatically transferred to your checking account to cover your withdrawal, and you only make payments when you have drawn on your loan.

An Overdraft Line of Credit gives you automatic protection when you need it:

    • No transfer fee
    • No per-transaction fee
    • Eliminates the embarrassment of a ”bounced check”
    • Helps minimize negative effects to your credit history
    • View our rates
If you never use it, it doesn’t cost you anything! But if you need it, the finance charge is minimal compared to the expense and hassle of dealing with a returned check. 
Current Members - Apply via Online Banking
Non Members - Apply

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Making dreams come true.
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Where will your rewards take you?
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