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Personal

Make good things happen with some extra money

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Quickly see what you could qualify for, without impacting your credit score.

Affordable loans can open up a world of possibilities

Maybe you just need some extra cash to cover some unexpected bills, pay for repairs or make a modest purchase. Or perhaps you're looking for a game-changer, a significant amount of money to upgrade your house, launch a business or put a son or daughter through college. No matter your needs, Advantage One has personal loan options that can make your life richer in all sorts of ways.

Unsecured Loans

A good credit history and solid financial outlook can be your ticket to money for anything from a big-ticket purchase to a dream vacation. However you chose to use it, an Unsecured Loan puts cash in your pocket with no collateral or down payment requirements.

Low, fixed rate
No payment for up to 60 days¹
Flexible Terms
Current Members - Apply within Online Banking Now
Non Members - Apply Now

If you would prefer to apply in person, schedule your appointment online.

¹Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options.

All loans are subject to approval. Rates, terms and conditions are subject to change. Member must be in good standing.

Personal Line of Credit

Sometimes we don't need funds in one big chunk, but in smaller portions spread over time. A line of credit gives you access to a pool of money you can tap into over a period of years for any reason at all. As you pay it back, the money can be used again on anything from major expenses to smaller financial emergencies.

Low monthly payments¹
Interest paid only on the funds borrowed
Access funds through Online Banking, over the phone or by visiting a branch
No collateral required
To get started, call 734-676-7000 or text us

If you would prefer to apply in person, schedule your appointment online.

¹All loans are subject to approval. Rates, terms and conditions are subject to
change.

Share Secured Loans

Here's a smart choice if you're looking to build credit or make a purchase but don't want to dip into your savings. With a Share Secured Loan, you borrow against your Advantage One savings or Share Certificate balance, and receive a low-rate loan while still earning dividends on your deposits.

Lower rates than many other unsecured loans
No payment for up to 60 days¹
Excellent way to build or rebuild credit
Flexible Terms
Current Members - Apply within Online Banking Today
Non Members - Apply Today

If you would prefer to apply in person, schedule your appointment online.

¹Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options.

All loans are subject to approval. Rates, terms and conditions are subject to change.

Debt Consolidation Loans

Pay off high-interest credit cards or personal loans with a loan featuring a lower interest rate and one manageable monthly payment. A Debt Consolidation Loan can come in the form of an unsecured, secured or home equity loan.