Father, mother and daughter look at a laptop in their living room.

Personal Loan Rates

 The right loan for your circumstances

Personal Loan Rates 


Unsecured Loan2

APR1 as low as


36 Month
9.49% 

60 Month (min. loan amt. $5,000)
10.49% 

72 Month (min. loan amt. $10,000)
11.99% 




Lines of Credit3

APR1 as low as


Personal Line of Credit ($1,000 to $10,000)
10.00% 

Overdraft Line of Credit (revolving)
14.00% 




Share Secured Loan4

APR1 as low as


Maximum Term of 48 Months
3.05%




Debt Consolidation Loan

A Debt Consolidation loan may be an unsecured loan, a secured loan, or a home equity loan. Rates and terms vary with loan type 


1 APR=Annual Percentage Rate. All loan rates cited as APR. All loans are subject to approval. Rates, terms, and conditions are subject to change.
 
2 Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. Maximum 0.25% discount available with purchase of GAP insurance, Mechanical Repair Coverage, Depreciation Protection Waiver or Debt Protection.
 
3 Quoted loan rates are the lowest rates available. For personal lines of credit, your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. The Annual Percentage rate may vary after the account is opened. No annual fee.
 
4 Share secured rate is 3.00% more than the rate of dividend paid on the funds used as collateral.
 
Payment Examples: Share Secured | Unsecured