Hello, we’re Advantage One!

We’re so glad you are here! The value of ‘people helping people’ has remained at our very core since 1952. We’re all about your personal choices, it's your money, your way. Not only are we known for helping the downriver community with their financial needs, we’re also known for our passion in supporting the communities we live in. We look forward to helping you in every step of your financial journey. Check out our products and services below.

 

Checking

  • Basic Checking

  • Advantage Checking

  • Early Payday - It’s Free!

  • Pay Bills & Manage Your Money

Savings

  • Money Markets

  • IRA Savings

  • Health Savings Accounts

  • Coverdell Savings Accounts

Digital Banking

  • Online Banking

  • Mobile App

  • Mobile Deposit

  • Card Management

Show Second Card Row (Edit-mode Only) Max 2 Rows | Max 3 cards per Row

This visibility toggle has no effect on live site

If any content is on any card in second row, it will show on live site

Discover Our Loan Options

No matter your needs, Advantage One has loan options to suit you. Whether your a first time auto buyer, or a seasoned home owner, we want to work with you.

 

Download Our Mobile App

Advantage One’s Mobile Banking App gives you 24/7 access to your accounts on your mobile device or tablet.

 
 
  • View your account summary, including account balances and transaction history

  • Easily transfer funds between your AOCU accounts

  • Conveniently pay your bills with Bill Pay

  • Manage Your AOCU cards with Card Management

  • Deposit checks with your mobile device

  • One-Click to add your AOCU card(s) to your digital wallet

Learn More About Mobile Banking


Check My Rate

See what you could qualify for in minutes!

Take a peek to see if you qualify for an Advantage One Visa® auto loan without impacting your credit score. It's easy, you simply enter your date of birth and cell phone number, and Advantage One will do a soft pull of your credit score. After we verify your identity, you'll have your personalized offers in minutes. Choose one, and we'll take care of the rest! It's that easy! 

Offer Details: This program uses a soft pull of credit to determine your offer and won’t affect your credit score. If you choose to take advantage of the offer presented, your full credit will be pulled at that time. All loans are subject to Advantage One Credit Union lending policies. Offers, rates, and terms are subject to change. This offer is for single credit only and is not a joint credit offer. Must be 18 years of age or older to qualify for loan and meet income requirements. Loan amount is based on verification of employment and income. Under certain circumstances, for example, if we cannot verify your income, or if any accounts are past due, over limit or if other underwriting criteria are not met, we may not be able to open a loan account for you in which case you will be notified. Applying for this offer is not a guarantee to lend. For this offer, we are using KNOCK KNOCK technology from Rate Reset, a trusted business partner. Advantage One Credit Union does not sell member information. See our Privacy Policy for details.

Non-Members: Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must qualify for membership with Advantage One Credit Union and become a member to participate. Membership requires a savings account with a $5.00 minimum balance requirement.